| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Bank of UticaUtica | NE | $77.4M | $62.4M | -0.1% | -1.0% | 0.63% | 80.5% | 4.40% | 14.32% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Bank of Utica.