| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FNB Oxford BankOxford | MS | $939.7M | $786.9M | +11.7% | +14.3% | 0.83% | 65.0% | 2.98% | 11.75% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FNB Oxford Bank.