| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank of MichiganKalamazoo | MI | $988.9M | $807.2M | +3.9% | +6.4% | 0.98% | 58.7% | 3.37% | 9.43% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank of Michigan.