| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Heritage BankShenandoah | IA | $72.1M | $59.9M | +3.1% | +5.8% | 1.82% | 51.8% | 4.33% | 10.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Heritage Bank.