| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Metro BankMuscle Shoals | AL | $1.01B | $893.7M | -0.0% | +6.7% | 1.62% | 44.7% | 3.69% | 13.26% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Metro Bank.