| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Merchants BankMuncie | IN | $21.32B | $16.78B | +12.9% | +17.0% | 0.78% | 63.8% | 3.40% | 9.60% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Merchants Bank.