| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Ciera BankGraham | TX | $992.9M | $868.8M | +4.8% | +13.1% | 1.50% | 58.3% | 4.49% | 11.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Ciera Bank.