| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank of East TexasGilmer | TX | $594.8M | $536.7M | +0.7% | +2.4% | 1.45% | 63.6% | 4.32% | 10.03% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank of East Texas.