| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Federal Savings Bank of KentuckyFrankfort | KY | $282.6M | $207.8M | -5.3% | -1.4% | 0.70% | 69.0% | 3.37% | 10.67% |
| First Federal Savings and Loan AssociationHazard | KY | $81.3M | $56.6M | -4.8% | -5.3% | 0.95% | 59.4% | 3.30% | 22.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Federal Savings Bank of Kentucky.