| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Federal BankDunn | NC | $275.6M | $250.5M | +3.9% | +6.9% | 0.29% | 85.4% | 3.26% | 9.39% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Federal Bank.