| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Federal BankLake City | FL | $4.49B | $3.44B | +7.1% | +4.5% | 1.19% | 66.7% | 3.32% | 10.79% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Federal Bank.