| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Southern BankColumbia | MS | $317.3M | $271.4M | -10.1% | +0.1% | 1.89% | 61.6% | 4.70% | 10.56% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Southern Bank.