| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Federal Savings and Loan AssociationDelta | OH | $246.0M | $205.9M | +2.1% | +15.1% | 1.07% | 66.2% | 3.75% | 16.81% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Federal Savings and Loan Association.