| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Farmers and Merchants BankColumbia | TN | $1.76B | $1.57B | -0.1% | +3.4% | 1.27% | 61.7% | 3.65% | 11.54% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Farmers and Merchants Bank.