| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Community Bank, Xenia-FloraXenia | IL | $55.5M | $47.3M | -3.4% | -2.1% | 1.76% | 56.2% | 4.07% | 12.18% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Community Bank, Xenia-Flora.