| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Commerce BankLakewood | NJ | $1.96B | $1.44B | +14.4% | +13.6% | 0.96% | 63.1% | 3.10% | 9.83% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Commerce Bank.