| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens National Bank of TexasWaxahachie | TX | $2.19B | $1.89B | +9.9% | +13.4% | 2.49% | 45.9% | 5.39% | 11.84% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens National Bank of Texas.