| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First-Citizens Bank & Trust CompanyRaleigh | NC | $236.32B | $173.95B | +8.5% | +7.1% | 1.03% | 65.1% | 3.14% | 9.67% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First-Citizens Bank & Trust Company.