| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Heritage BankCentralia | KS | $303.4M | $280.1M | +13.3% | +22.4% | 1.51% | 54.4% | 3.54% | 9.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Heritage Bank.