| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Carolina BankRocky Mount | NC | $3.41B | $2.87B | -2.6% | +1.7% | 0.78% | 74.6% | 3.39% | 11.08% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Carolina Bank.