| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank of WaynesboroWaynesboro | GA | $229.1M | $182.7M | +1.1% | +8.2% | 2.33% | 47.0% | 5.12% | 19.80% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank of Waynesboro.