| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Bank of BerneBerne | IN | $1.09B | $973.2M | -3.5% | +2.3% | 2.07% | 47.3% | 3.83% | 10.01% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Bank of Berne.