| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First Bank and Trust CompanyLebanon | VA | $4.28B | $3.82B | +6.8% | +6.0% | 1.83% | 40.0% | 4.16% | 9.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First Bank and Trust Company.