| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank of Russell SpringsRussell Springs | KY | $475.2M | $409.0M | +8.5% | +21.5% | 1.45% | 46.7% | 3.56% | 10.29% |
| Citizens Bank & Trust CompanyCampbellsville | KY | $383.4M | $333.9M | +3.8% | +6.0% | 1.24% | 54.5% | 3.13% | 13.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank of Russell Springs.