| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank of Fort SmithFort Smith | AR | $2.31B | $2.01B | +2.2% | -0.2% | 2.04% | 47.7% | 4.52% | 11.03% |
| First State BankRussellville | AR | $665.4M | $547.0M | +3.6% | +13.0% | 0.62% | 49.0% | 1.91% | 10.68% |
| Citizens' Bank & Trust Co.Van Buren | AR | $566.4M | $503.2M | +4.3% | -1.3% | 1.55% | 47.7% | 3.88% | 11.73% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank of Fort Smith.