| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Granite BankCold Spring | MN | $353.2M | $289.3M | +5.8% | +9.3% | 1.37% | 88.2% | 4.63% | 8.33% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Granite Bank.