| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First American Bank and Trust CompanyAthens | GA | $901.9M | $753.2M | +3.3% | +11.6% | 1.98% | 49.6% | 4.64% | 13.18% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First American Bank and Trust Company.