| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Five Star BankRochester | NY | $6.29B | $5.31B | +2.2% | +4.8% | 1.42% | 52.1% | 3.82% | 10.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Five Star Bank.