| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Rayne State Bank & Trust CompanyRayne | LA | $540.5M | $480.0M | -1.4% | +1.2% | 2.09% | 52.0% | 4.25% | 12.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Rayne State Bank & Trust Company.