| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Farmers and Merchants BankCaldwell | OH | $136.4M | $116.5M | +1.7% | -1.5% | 1.47% | 55.3% | 4.79% | 15.00% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Farmers and Merchants Bank.