| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| F&M Bank and Trust CompanyHannibal | MO | $182.4M | $164.3M | -1.4% | +8.0% | 0.90% | 69.1% | 3.55% | 10.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, F&M Bank and Trust Company.