| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants Bank of Central CaliforniaLodi | CA | $5.83B | $5.10B | +7.0% | +2.2% | 1.74% | 44.1% | 4.21% | 11.51% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank of Central California.