| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants State BankWinterset | IA | $271.7M | $241.1M | +5.0% | +4.8% | 1.20% | 57.4% | 3.65% | 10.42% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants State Bank.