| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants BankPiedmont | AL | $308.7M | $268.6M | -5.5% | +8.3% | 0.85% | 76.1% | 4.21% | 12.67% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants Bank.