| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants BankGranite Quarry | NC | $998.8M | $842.6M | +6.6% | +2.2% | 2.55% | 47.9% | 5.09% | 15.16% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank.