| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants BankMiamisburg | OH | $359.4M | $307.3M | +4.5% | +4.6% | 1.85% | 48.1% | 4.43% | 12.18% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank.