| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants BankTimberville | VA | $1.40B | $1.27B | +5.3% | +9.2% | 1.24% | 58.2% | 3.73% | 9.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank.