| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers and Merchants State BankLangdon | ND | $143.1M | $105.6M | +3.9% | +2.4% | 1.54% | 51.1% | 3.43% | 15.39% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers and Merchants State Bank.