| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| State BankSpencer | IA | $74.9M | $68.2M | -0.2% | +1.6% | 0.80% | 81.9% | 4.18% | 8.41% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, State Bank.