| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Empire State BankStaten Island | NY | $617.8M | $511.6M | -4.5% | -4.7% | 0.80% | 74.6% | 3.31% | 10.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Empire State Bank.