| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens BankEnterprise | AL | $233.3M | $209.8M | -7.6% | -1.3% | 1.12% | 65.4% | 3.78% | 11.38% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank.