| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cenlar FSBEwing | NJ | $782.0M | $442.8M | -6.3% | -11.9% | -1.23% | 104.1% | 2.87% | 17.56% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cenlar FSB.