| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Iowa Trust & Savings BankEmmetsburg | IA | $522.0M | $396.4M | -1.5% | -2.1% | 0.75% | 76.1% | 3.57% | 10.65% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Iowa Trust & Savings Bank.