| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank of ElmerElmer | NJ | $407.8M | $365.3M | -0.0% | +4.0% | 0.75% | 75.9% | 4.31% | 9.99% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank of Elmer.