| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Howard State Bank, Howard, KansasHoward | KS | $80.2M | $71.1M | +3.6% | +15.7% | 2.31% | 50.9% | 4.79% | 12.16% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Howard State Bank, Howard, Kansas.