| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| ESB BankCaledonia | MN | $208.9M | $179.1M | +12.0% | +5.4% | 1.54% | 53.0% | 3.55% | 9.06% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, ESB Bank.