| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FNB Bank, Inc.Romney | WV | $277.9M | $247.8M | +7.5% | +3.1% | 0.99% | 68.9% | 4.08% | 10.60% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FNB Bank, Inc..