| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers Trust and Savings BankSpencer | IA | $618.0M | $557.3M | +7.0% | +1.7% | 1.22% | 54.9% | 2.88% | 9.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers Trust and Savings Bank.