| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Texas National Bank of JacksonvilleJacksonville | TX | $852.4M | $765.7M | +1.8% | -5.4% | -0.34% | 90.2% | 4.16% | 10.08% |
| Citizens BankKilgore | TX | $488.8M | $441.6M | +6.5% | +6.9% | 0.79% | 75.8% | 4.45% | 6.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Texas National Bank of Jacksonville.