| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State BankSheldon | IA | $194.7M | $166.1M | +0.2% | +7.2% | 1.74% | 46.8% | 3.55% | 12.70% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank.